/* =========================================================================
   NEXTI.CSS - Premium Fintech Landing Page
   ========================================================================= */

/* ---------------------------------------------------------------------------
   1. CSS CUSTOM PROPERTIES
   --------------------------------------------------------------------------- */

:root {
    /* Backgrounds */
    --nx-bg-primary: #ffffff;
    --nx-bg-secondary: #f7f8fa;
    --nx-bg-tertiary: #eef0f4;
    --nx-bg-card: #ffffff;
    --nx-bg-dark: #0f1923;

    /* Borders */
    --nx-border: rgba(0, 0, 0, 0.06);
    --nx-border-hover: rgba(0, 0, 0, 0.12);

    /* Text */
    --nx-text-primary: #0f1923;
    --nx-text-secondary: #5f6d7e;
    --nx-text-tertiary: #919cad;

    /* Accent */
    --nx-accent: #e35029;
    --nx-accent-light: #ff6b47;
    --nx-accent-gradient: linear-gradient(135deg, #e35029, #ff6b47);

    /* Shadows */
    --nx-shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.04), 0 1px 2px rgba(0, 0, 0, 0.06);
    --nx-shadow-md: 0 4px 16px rgba(0, 0, 0, 0.06), 0 2px 4px rgba(0, 0, 0, 0.04);
    --nx-shadow-lg: 0 12px 40px rgba(0, 0, 0, 0.08), 0 4px 12px rgba(0, 0, 0, 0.04);
    --nx-shadow-xl: 0 24px 60px rgba(0, 0, 0, 0.1), 0 8px 20px rgba(0, 0, 0, 0.04);
    --nx-glow-orange: rgba(227, 80, 41, 0.12);

    /* Typography */
    --nx-font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

    /* Spacing */
    --nx-section-pad: 120px;
    --nx-radius: 16px;
    --nx-radius-sm: 10px;
    --nx-radius-pill: 100px;

    /* Transitions */
    --nx-ease: cubic-bezier(0.25, 0.46, 0.45, 0.94);
    --nx-transition: 0.35s var(--nx-ease);
}

/* ---------------------------------------------------------------------------
   2. RESET & BASE
   --------------------------------------------------------------------------- */

*, *::before, *::after {
    box-sizing: border-box;
}

html {
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--nx-font);
    background: var(--nx-bg-primary);
    color: var(--nx-text-primary);
    font-weight: 400;
    line-height: 1.7;
    margin: 0;
    padding: 0;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

img {
    max-width: 100%;
    height: auto;
}

a {
    color: var(--nx-accent);
    text-decoration: none;
    transition: color var(--nx-transition);
}

a:hover {
    color: var(--nx-accent-light);
    text-decoration: none;
}

::selection {
    background: rgba(227, 80, 41, 0.15);
    color: var(--nx-text-primary);
}

/* ---------------------------------------------------------------------------
   3. TYPOGRAPHY
   --------------------------------------------------------------------------- */

h1, h2, h3, h4, h5, h6 {
    font-family: var(--nx-font);
    font-weight: 700;
    letter-spacing: -0.02em;
    line-height: 1.2;
    margin: 0 0 1rem;
    color: var(--nx-text-primary);
}

h1 { font-size: 3.75rem; }
h2 { font-size: 2.25rem; }
h3 { font-size: 1.5rem; font-weight: 600; }
h4 { font-size: 1.25rem; font-weight: 600; }
h5 { font-size: 1.125rem; font-weight: 500; }

p {
    color: var(--nx-text-secondary);
    margin: 0 0 1rem;
}

/* ---------------------------------------------------------------------------
   4. COMPONENTS
   --------------------------------------------------------------------------- */

/* Card */
.nx-glass {
    background: var(--nx-bg-card);
    border: 1px solid var(--nx-border);
    border-radius: var(--nx-radius);
    box-shadow: var(--nx-shadow-sm);
    transition: border-color var(--nx-transition), transform var(--nx-transition), box-shadow var(--nx-transition);
}

.nx-glass:hover {
    border-color: var(--nx-border-hover);
    transform: translateY(-4px);
    box-shadow: var(--nx-shadow-lg);
}

/* Section Label */
.nx-label {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--nx-accent);
    margin-bottom: 1rem;
}

/* Divider */
.nx-divider {
    height: 1px;
    background: var(--nx-border);
    border: none;
    margin: 0;
}

/* Buttons */
.nx-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 12px 28px;
    font-family: var(--nx-font);
    font-size: 0.875rem;
    font-weight: 600;
    border-radius: var(--nx-radius-pill);
    border: none;
    cursor: pointer;
    transition: all var(--nx-transition);
    text-decoration: none;
}

.nx-btn-primary {
    background: var(--nx-accent-gradient);
    color: #fff;
    box-shadow: 0 2px 8px rgba(227, 80, 41, 0.2);
}

.nx-btn-primary:hover {
    transform: translateY(-2px) scale(1.02);
    box-shadow: 0 8px 30px rgba(227, 80, 41, 0.35);
    color: #fff;
    filter: brightness(1.1);
}

.nx-btn-primary:active {
    transform: translateY(0) scale(0.98);
    box-shadow: 0 2px 8px rgba(227, 80, 41, 0.2);
}

.nx-btn-sm {
    padding: 8px 20px;
    font-size: 0.8125rem;
}

/* Store Badge */
.nx-store-badge {
    display: inline-block;
    transition: transform var(--nx-transition), opacity var(--nx-transition);
    opacity: 0.9;
}

.nx-store-badge:hover {
    transform: scale(1.05);
    opacity: 1;
}

.nx-store-badge img {
    height: 44px;
    width: auto;
}

/* Section spacing */
.nx-section {
    padding: var(--nx-section-pad) 0;
    position: relative;
}

.nx-section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 4rem;
}

.nx-section-header p {
    font-size: 1.125rem;
    margin-top: 1rem;
}

/* Badge / Pill */
.nx-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 10px 20px;
    font-size: 0.8125rem;
    font-weight: 600;
    letter-spacing: 0.02em;
    border-radius: var(--nx-radius-pill);
    background: linear-gradient(135deg, rgba(227, 80, 41, 0.06), rgba(227, 80, 41, 0.03));
    color: var(--nx-accent);
    border: 1px solid rgba(227, 80, 41, 0.12);
    box-shadow: 0 1px 4px rgba(227, 80, 41, 0.06);
    transition: all var(--nx-transition);
}

.nx-badge:hover {
    background: linear-gradient(135deg, rgba(227, 80, 41, 0.1), rgba(227, 80, 41, 0.05));
    border-color: rgba(227, 80, 41, 0.2);
    box-shadow: 0 2px 8px rgba(227, 80, 41, 0.1);
    transform: translateY(-1px);
}

.nx-badge svg {
    width: 20px;
    height: 20px;
    flex-shrink: 0;
}

/* ---------------------------------------------------------------------------
   5. PRELOADER
   --------------------------------------------------------------------------- */

.nx-preloader {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--nx-bg-primary);
    z-index: 99999;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: opacity 0.4s ease, visibility 0.4s ease;
}

.nx-preloader.loaded {
    opacity: 0;
    visibility: hidden;
}

.nx-preloader-spinner {
    width: 40px;
    height: 40px;
    border: 3px solid var(--nx-border);
    border-top-color: var(--nx-accent);
    border-radius: 50%;
    animation: nxSpin 0.8s linear infinite;
}

@keyframes nxSpin {
    to { transform: rotate(360deg); }
}

/* ---------------------------------------------------------------------------
   6. HEADER & NAVIGATION
   --------------------------------------------------------------------------- */

.nx-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    transition: background var(--nx-transition), border-color var(--nx-transition);
    border-bottom: 1px solid transparent;
}

.nx-header.nx-scrolled {
    background: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom-color: var(--nx-border);
    box-shadow: var(--nx-shadow-sm);
}

.nx-nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 18px 0;
    transition: padding var(--nx-transition);
}

.nx-header.nx-scrolled .nx-nav {
    padding: 12px 0;
}

.nx-logo img {
    height: 30px;
    width: auto;
}

.nx-nav-links {
    display: flex;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 32px;
}

.nx-nav-links a {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--nx-text-secondary);
    transition: color var(--nx-transition);
    position: relative;
}

.nx-nav-links a::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--nx-accent);
    transition: width var(--nx-transition);
}

.nx-nav-links a:hover {
    color: var(--nx-text-primary);
}

.nx-nav-links a:hover::after {
    width: 100%;
}

.nx-nav-menu {
    display: flex;
    align-items: center;
    gap: 40px;
}

/* Hamburger */
.nx-nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
    z-index: 1001;
}

.nx-nav-toggle span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--nx-text-primary);
    border-radius: 2px;
    transition: all 0.3s ease;
}

.nx-nav-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.nx-nav-toggle.active span:nth-child(2) {
    opacity: 0;
}

.nx-nav-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -5px);
}

/* ---------------------------------------------------------------------------
   7. HERO
   --------------------------------------------------------------------------- */

.nx-hero {
    position: relative;
    padding: 160px 0 80px;
    overflow: hidden;
    min-height: 100vh;
    display: flex;
    align-items: center;
}

/* Ambient gradient orbs */
.nx-hero::before,
.nx-hero::after {
    content: '';
    position: absolute;
    border-radius: 50%;
    filter: blur(120px);
    pointer-events: none;
}

.nx-hero::before {
    width: 600px;
    height: 600px;
    background: rgba(227, 80, 41, 0.06);
    top: -100px;
    right: -150px;
    animation: nxFloat 20s ease-in-out infinite;
}

.nx-hero::after {
    width: 500px;
    height: 500px;
    background: rgba(59, 130, 246, 0.04);
    bottom: -100px;
    left: -150px;
    animation: nxFloat 25s ease-in-out infinite reverse;
}

@keyframes nxFloat {
    0%, 100% { transform: translate(0, 0); }
    33% { transform: translate(30px, -30px); }
    66% { transform: translate(-20px, 20px); }
}

.nx-hero-content {
    text-align: center;
    position: relative;
    z-index: 1;
}

.nx-hero h1 {
    font-size: 3.75rem;
    max-width: 800px;
    margin: 0 auto 1.5rem;
    line-height: 1.1;
}

.nx-hero-sub {
    font-size: 1.25rem;
    color: var(--nx-text-secondary);
    max-width: 600px;
    margin: 0 auto 2.5rem;
    line-height: 1.6;
}

.nx-hero-actions {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-bottom: 2rem;
    flex-wrap: wrap;
}

.nx-hero-image {
    text-align: center;
    margin-top: 3rem;
    position: relative;
    z-index: 1;
}

.nx-hero-phone {
    max-height: 500px;
    width: auto;
    filter: drop-shadow(0 30px 60px rgba(0, 0, 0, 0.15));
}

/* ---------------------------------------------------------------------------
   8. STATS STRIP
   --------------------------------------------------------------------------- */

.nx-stats {
    padding: 60px 0;
    background: var(--nx-bg-secondary);
    border-top: 1px solid var(--nx-border);
    border-bottom: 1px solid var(--nx-border);
}

.nx-stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
}

.nx-stat {
    text-align: center;
    padding: 20px;
    position: relative;
}

.nx-stat:not(:last-child)::after {
    content: '';
    position: absolute;
    right: 0;
    top: 20%;
    height: 60%;
    width: 1px;
    background: linear-gradient(180deg, transparent, var(--nx-border), transparent);
}

.nx-stat-value {
    font-size: 2.75rem;
    font-weight: 700;
    letter-spacing: -0.02em;
    line-height: 1;
    margin-bottom: 0.5rem;
    background: var(--nx-accent-gradient);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.nx-stat-label {
    font-size: 0.875rem;
    color: var(--nx-text-secondary);
    font-weight: 400;
}

/* ---------------------------------------------------------------------------
   9. BANK LOGOS STRIP
   --------------------------------------------------------------------------- */

.nx-logos-strip {
    padding: 50px 0;
    background: var(--nx-bg-primary);
}

.nx-strip-label {
    text-align: center;
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--nx-text-tertiary);
    margin-bottom: 30px;
}

.nx-logos-strip .swiper-slide {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 10px 20px;
}

.nx-logos-strip .swiper-slide img {
    max-height: 40px;
    width: auto;
    filter: grayscale(100%);
    opacity: 0.4;
    transition: all var(--nx-transition);
}

.nx-logos-strip .swiper-slide img:hover {
    filter: grayscale(0%) brightness(1);
    opacity: 1;
}

/* ---------------------------------------------------------------------------
   10. HOW IT WORKS (STEPS)
   --------------------------------------------------------------------------- */

.nx-steps-section {
    background: var(--nx-bg-secondary);
}

.nx-steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.nx-step {
    padding: 24px 20px;
    text-align: center;
    cursor: default;
}

.nx-step-number {
    font-size: 1.125rem;
    font-weight: 700;
    background: var(--nx-accent-gradient);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-bottom: 10px;
}

.nx-step-icon {
    width: 36px;
    height: 36px;
    margin: 0 auto 12px;
    color: var(--nx-text-primary);
}

.nx-step-icon svg {
    width: 100%;
    height: 100%;
    display: block;
}

.nx-step h3 {
    font-size: 0.875rem;
    font-weight: 600;
    margin: 0;
    color: var(--nx-text-primary);
}

/* ---------------------------------------------------------------------------
   11. FEATURES
   --------------------------------------------------------------------------- */

.nx-features {
    background: var(--nx-bg-primary);
}

.nx-feature-block {
    display: flex;
    align-items: center;
    gap: 80px;
    margin-bottom: 100px;
}

.nx-feature-block:last-child {
    margin-bottom: 0;
}

.nx-feature-block.nx-reverse {
    flex-direction: row-reverse;
}

.nx-feature-visual {
    flex: 0 0 45%;
    text-align: center;
}

.nx-feature-visual img {
    max-height: 500px;
    filter: drop-shadow(0 20px 40px rgba(0, 0, 0, 0.1));
}

.nx-feature-content {
    flex: 1;
}

.nx-feature-content h3 {
    font-size: 1.75rem;
    margin-bottom: 1.5rem;
}

.nx-feature-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.nx-feature-list li {
    position: relative;
    padding-left: 20px;
    margin-bottom: 12px;
    color: var(--nx-text-secondary);
    line-height: 1.6;
}

.nx-feature-list li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 10px;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--nx-accent);
}

/* ---------------------------------------------------------------------------
   12. SCREENSHOTS CAROUSEL
   --------------------------------------------------------------------------- */

.nx-screenshots {
    background: var(--nx-bg-secondary);
    overflow: hidden;
}

.nx-screenshots-carousel {
    padding: 0 0 40px;
}

.nx-screens-swiper .swiper-slide {
    width: 280px;
    transition: transform 0.4s ease, opacity 0.4s ease;
    opacity: 0.4;
    transform: scale(0.85);
}

.nx-screens-swiper .swiper-slide-active {
    opacity: 1;
    transform: scale(1);
}

.nx-screens-swiper .swiper-slide-prev,
.nx-screens-swiper .swiper-slide-next {
    opacity: 0.6;
    transform: scale(0.9);
}

.nx-screens-swiper .swiper-slide img {
    border-radius: var(--nx-radius);
    box-shadow: var(--nx-shadow-lg);
    width: 100%;
}

.nx-screens-swiper .swiper-pagination-bullet {
    background: var(--nx-text-tertiary);
    opacity: 0.5;
}

.nx-screens-swiper .swiper-pagination-bullet-active {
    background: var(--nx-accent);
    opacity: 1;
}

/* ---------------------------------------------------------------------------
   13. BANKS GRID
   --------------------------------------------------------------------------- */

.nx-banks {
    background: var(--nx-bg-primary);
}

.nx-banks-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
}

.nx-bank-card {
    padding: 32px 16px;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 16px;
}

.nx-bank-card img {
    max-height: 50px;
    width: auto;
    filter: grayscale(100%);
    opacity: 0.6;
    transition: filter var(--nx-transition), opacity var(--nx-transition);
}

.nx-bank-card:hover img {
    filter: grayscale(0%);
    opacity: 1;
}

.nx-bank-card span {
    font-size: 0.8125rem;
    color: var(--nx-text-secondary);
    font-weight: 500;
}

/* ---------------------------------------------------------------------------
   14. PRESS & TRUST
   --------------------------------------------------------------------------- */

.nx-trust {
    background: var(--nx-bg-secondary);
}

.nx-press-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.nx-press-card {
    padding: 32px;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
    color: var(--nx-text-secondary);
}

.nx-press-card:hover {
    color: var(--nx-text-primary);
}

.nx-press-card img {
    max-height: 32px;
    width: auto;
    opacity: 0.7;
    transition: opacity var(--nx-transition);
}

.nx-press-card:hover img {
    opacity: 1;
}

.nx-press-card p {
    margin: 0;
    font-size: 0.9375rem;
    line-height: 1.5;
    color: inherit;
}

/* ---------------------------------------------------------------------------
   15. FAQ
   --------------------------------------------------------------------------- */

.nx-faq {
    background: var(--nx-bg-secondary);
}

.nx-faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.nx-faq-item {
    border-bottom: 1px solid var(--nx-border);
}

.nx-faq-item summary {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 24px 0;
    cursor: pointer;
    font-size: 1.0625rem;
    font-weight: 600;
    color: var(--nx-text-primary);
    list-style: none;
    transition: color var(--nx-transition);
}

.nx-faq-item summary::-webkit-details-marker {
    display: none;
}

.nx-faq-item summary::after {
    content: '+';
    font-size: 1.5rem;
    font-weight: 300;
    color: var(--nx-text-tertiary);
    transition: transform 0.3s ease;
    flex-shrink: 0;
    margin-left: 16px;
}

.nx-faq-item[open] summary::after {
    transform: rotate(45deg);
}

.nx-faq-item summary:hover {
    color: var(--nx-accent-light);
}

.nx-faq-answer {
    padding-bottom: 24px;
}

.nx-faq-answer p {
    font-size: 0.9375rem;
    line-height: 1.7;
    color: var(--nx-text-secondary);
    margin: 0;
}

/* ---------------------------------------------------------------------------
   16. CTA / DOWNLOAD
   --------------------------------------------------------------------------- */

.nx-cta {
    background: var(--nx-bg-primary);
}

.nx-cta-card {
    display: flex;
    align-items: center;
    gap: 60px;
    padding: 60px;
    border-radius: var(--nx-radius);
    background: linear-gradient(135deg, rgba(227, 80, 41, 0.08), rgba(59, 130, 246, 0.04));
    border: 1px solid rgba(227, 80, 41, 0.15);
    position: relative;
    overflow: hidden;
}

.nx-cta-card::before {
    content: '';
    position: absolute;
    width: 400px;
    height: 400px;
    background: rgba(227, 80, 41, 0.08);
    border-radius: 50%;
    filter: blur(80px);
    bottom: -150px;
    right: -100px;
    pointer-events: none;
}

.nx-cta-content {
    flex: 1;
    position: relative;
    z-index: 1;
}

.nx-cta-content h2 {
    margin-bottom: 1rem;
}

.nx-cta-content p {
    font-size: 1.125rem;
    margin-bottom: 2rem;
}

.nx-cta-badges {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

.nx-cta-image {
    flex: 0 0 auto;
    position: relative;
    z-index: 1;
}

.nx-cta-image img {
    max-height: 400px;
    filter: drop-shadow(0 20px 40px rgba(0, 0, 0, 0.1));
}

/* ---------------------------------------------------------------------------
   17. ABOUT
   --------------------------------------------------------------------------- */

.nx-about {
    background: var(--nx-bg-primary);
}

.nx-about-card {
    padding: 60px;
    max-width: 900px;
    margin: 0 auto;
}

.nx-about-card:hover {
    transform: none;
}

.nx-about-text p {
    font-size: 1rem;
    line-height: 1.8;
    margin-bottom: 1.5rem;
}

.nx-about-reg {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 20px;
    border-radius: var(--nx-radius-pill);
    background: rgba(227, 80, 41, 0.1);
    border: 1px solid rgba(227, 80, 41, 0.2);
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--nx-accent-light);
    margin-top: 1rem;
}

.nx-about-reg svg {
    width: 16px;
    height: 16px;
    flex-shrink: 0;
}

/* ---------------------------------------------------------------------------
   18. FOOTER
   --------------------------------------------------------------------------- */

.nx-footer {
    background: var(--nx-bg-secondary);
    padding: 80px 0 40px;
    border-top: 1px solid var(--nx-border);
}

.nx-footer-main {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 60px;
    margin-bottom: 60px;
}

.nx-footer-brand img {
    height: 36px;
    margin-bottom: 20px;
}

.nx-footer-brand p {
    font-size: 0.9375rem;
    line-height: 1.7;
}

.nx-footer-links {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.nx-footer-links a {
    font-size: 0.875rem;
    color: var(--nx-text-secondary);
    font-weight: 500;
}

.nx-footer-links a:hover {
    color: var(--nx-text-primary);
}

.nx-footer-contact p {
    font-size: 0.9375rem;
    color: var(--nx-text-secondary);
}

.nx-footer-contact a {
    color: var(--nx-text-primary);
    font-weight: 500;
}

.nx-footer-bottom {
    padding-top: 30px;
}

.nx-footer-bottom p {
    font-size: 0.8125rem;
    color: var(--nx-text-tertiary);
    margin: 0;
}

/* ---------------------------------------------------------------------------
   19. ANIMATIONS
   --------------------------------------------------------------------------- */

/* === Hero entrance animation (Revolut-style staggered entrance on page load) === */
.nx-hero-entrance {
    opacity: 0;
    transform: translateY(40px);
    transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.nx-hero-entrance.nx-entered {
    opacity: 1;
    transform: translateY(0);
}

/* Stagger hero elements */
.nx-hero-entrance:nth-child(1) { transition-delay: 0s; }
.nx-hero-entrance:nth-child(2) { transition-delay: 0.15s; }
.nx-hero-entrance:nth-child(3) { transition-delay: 0.3s; }
.nx-hero-entrance:nth-child(4) { transition-delay: 0.45s; }
.nx-hero-entrance:nth-child(5) { transition-delay: 0.6s; }

/* Hero phone entrance - scale up from small */
.nx-hero-image.nx-hero-entrance {
    opacity: 0;
    transform: scale(0.8) translateY(60px);
    transition: opacity 1s cubic-bezier(0.16, 1, 0.3, 1), transform 1s cubic-bezier(0.16, 1, 0.3, 1);
    transition-delay: 0.5s;
}

.nx-hero-image.nx-hero-entrance.nx-entered {
    opacity: 1;
    transform: scale(1) translateY(0);
}

/* Hero phone scroll parallax (controlled by JS) */
.nx-hero-phone {
    will-change: transform, opacity;
    transition: none; /* JS controls this directly */
}

/* === Scroll reveal: fade up === */
.nx-reveal {
    opacity: 0;
    transform: translateY(50px);
    transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.nx-reveal.nx-visible {
    opacity: 1;
    transform: translateY(0);
}

/* === Scroll reveal: slide from left === */
.nx-reveal-left {
    opacity: 0;
    transform: translateX(-60px);
    transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.nx-reveal-left.nx-visible {
    opacity: 1;
    transform: translateX(0);
}

/* === Scroll reveal: slide from right === */
.nx-reveal-right {
    opacity: 0;
    transform: translateX(60px);
    transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.nx-reveal-right.nx-visible {
    opacity: 1;
    transform: translateX(0);
}

/* === Scroll reveal: scale in === */
.nx-reveal-scale {
    opacity: 0;
    transform: scale(0.9);
    transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.nx-reveal-scale.nx-visible {
    opacity: 1;
    transform: scale(1);
}

/* === Scroll reveal: fade only === */
.nx-reveal-fade {
    opacity: 0;
    transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.nx-reveal-fade.nx-visible {
    opacity: 1;
}

/* === Stagger children === */
.nx-stagger > .nx-reveal:nth-child(1),
.nx-stagger > .nx-reveal-left:nth-child(1),
.nx-stagger > .nx-reveal-right:nth-child(1),
.nx-stagger > .nx-reveal-scale:nth-child(1) { transition-delay: 0s; }
.nx-stagger > .nx-reveal:nth-child(2),
.nx-stagger > .nx-reveal-left:nth-child(2),
.nx-stagger > .nx-reveal-right:nth-child(2),
.nx-stagger > .nx-reveal-scale:nth-child(2) { transition-delay: 0.1s; }
.nx-stagger > .nx-reveal:nth-child(3),
.nx-stagger > .nx-reveal-left:nth-child(3) { transition-delay: 0.15s; }
.nx-stagger > .nx-reveal:nth-child(4) { transition-delay: 0.2s; }
.nx-stagger > .nx-reveal:nth-child(5) { transition-delay: 0.25s; }
.nx-stagger > .nx-reveal:nth-child(6) { transition-delay: 0.3s; }
.nx-stagger > .nx-reveal:nth-child(7) { transition-delay: 0.35s; }
.nx-stagger > .nx-reveal:nth-child(8) { transition-delay: 0.4s; }
.nx-stagger > .nx-reveal:nth-child(9) { transition-delay: 0.45s; }
.nx-stagger > .nx-reveal:nth-child(10) { transition-delay: 0.5s; }

/* === Scroll-linked elements GPU hint === */
[data-scroll-y],
[data-scroll-scale],
[data-scroll-rotate],
[data-scroll-opacity],
[data-parallax] {
    will-change: transform, opacity;
}

/* === Card hover lift (enhanced) === */
.nx-glass {
    transition: border-color var(--nx-transition), transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ---------------------------------------------------------------------------
   20. MEDIA QUERIES
   --------------------------------------------------------------------------- */

/* Tablet landscape */
@media (max-width: 1199.98px) {
    :root {
        --nx-section-pad: 100px;
    }

    h1 { font-size: 3rem; }
    h2 { font-size: 2rem; }

    .nx-feature-block { gap: 50px; }

    .nx-banks-grid {
        grid-template-columns: repeat(4, 1fr);
    }

    .nx-cta-card { padding: 48px; }
}

/* Tablet */
@media (max-width: 991.98px) {
    :root {
        --nx-section-pad: 80px;
    }

    h1 { font-size: 2.5rem; }

    /* Mobile nav */
    .nx-nav-toggle {
        display: flex;
    }

    .nx-nav-menu {
        position: fixed;
        top: 0;
        right: -100%;
        width: 300px;
        height: 100vh;
        background: rgba(255, 255, 255, 0.97);
        backdrop-filter: blur(20px);
        -webkit-backdrop-filter: blur(20px);
        flex-direction: column;
        justify-content: center;
        padding: 40px;
        transition: right 0.4s var(--nx-ease);
        border-left: 1px solid var(--nx-border);
        box-shadow: -10px 0 40px rgba(0, 0, 0, 0.08);
    }

    .nx-nav-menu.active {
        right: 0;
    }

    .nx-nav-links {
        flex-direction: column;
        gap: 24px;
    }

    .nx-nav-links a {
        font-size: 1.125rem;
    }

    .nx-hero {
        padding: 140px 0 60px;
        min-height: auto;
    }

    .nx-hero-phone {
        max-height: 400px;
    }

    .nx-stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .nx-stat:nth-child(2)::after {
        display: none;
    }

    .nx-stat {
        padding: 16px;
    }

    .nx-stat:nth-child(n+3) {
        border-top: 1px solid var(--nx-border);
    }

    .nx-steps-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .nx-feature-block,
    .nx-feature-block.nx-reverse {
        flex-direction: column;
        gap: 40px;
        margin-bottom: 60px;
    }

    .nx-feature-visual {
        flex: none;
    }

    .nx-feature-visual img {
        max-height: 350px;
    }

    .nx-banks-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .nx-press-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .nx-cta-card {
        flex-direction: column;
        text-align: center;
        padding: 40px;
    }

    .nx-cta-badges {
        justify-content: center;
    }

    .nx-cta-image img {
        max-height: 300px;
    }

    .nx-footer-main {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .nx-about-card {
        padding: 40px;
    }
}

/* Mobile */
@media (max-width: 767.98px) {
    :root {
        --nx-section-pad: 60px;
    }

    h1 { font-size: 2rem; }
    h2 { font-size: 1.75rem; }

    .nx-hero {
        padding: 120px 0 40px;
    }

    .nx-hero-sub {
        font-size: 1.0625rem;
    }

    .nx-hero-phone {
        max-height: 300px;
    }

    .nx-stat-value {
        font-size: 2rem;
    }

    .nx-steps-grid {
        grid-template-columns: 1fr 1fr;
        gap: 16px;
    }

    .nx-section-header {
        margin-bottom: 3rem;
    }

    .nx-banks-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }

    .nx-press-grid {
        grid-template-columns: 1fr;
    }

    .nx-press-card {
        padding: 24px;
    }

    .nx-cta-card {
        padding: 32px 24px;
    }

    .nx-about-card {
        padding: 32px 24px;
    }

    .nx-screens-swiper .swiper-slide {
        width: 220px;
    }
}

/* Small mobile */
@media (max-width: 575.98px) {
    h1 { font-size: 1.75rem; }

    .nx-hero-actions {
        flex-direction: column;
        align-items: center;
    }

    .nx-stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .nx-stat-value {
        font-size: 1.75rem;
    }

    .nx-steps-grid {
        grid-template-columns: 1fr;
    }

    .nx-faq-item summary {
        font-size: 0.9375rem;
        padding: 20px 0;
    }

    .nx-cta-badges {
        flex-direction: column;
        align-items: center;
    }
}

/* ---------------------------------------------------------------------------
   21. ACCESSIBILITY
   --------------------------------------------------------------------------- */

/* Focus states */
*:focus-visible {
    outline: 2px solid var(--nx-accent);
    outline-offset: 3px;
    border-radius: 4px;
}

.nx-btn:focus-visible {
    outline-offset: 4px;
    box-shadow: 0 0 0 4px var(--nx-glow-orange);
}

.nx-nav-links a:focus-visible {
    outline-offset: 6px;
}

.nx-faq-item summary:focus-visible {
    outline-offset: 2px;
    border-radius: 8px;
}

.nx-glass:focus-visible {
    outline: 2px solid var(--nx-accent);
    outline-offset: 2px;
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }

    .nx-hero-entrance,
    .nx-reveal,
    .nx-reveal-fade,
    .nx-reveal-scale,
    .nx-reveal-left,
    .nx-reveal-right {
        opacity: 1 !important;
        transform: none !important;
    }

    .nx-hero-phone {
        transform: none !important;
        opacity: 1 !important;
    }

    [data-scroll-y],
    [data-scroll-scale],
    [data-scroll-rotate],
    [data-scroll-opacity],
    [data-parallax] {
        transform: none !important;
        opacity: 1 !important;
        will-change: auto;
    }

    html {
        scroll-behavior: auto;
    }
}

/* ---------------------------------------------------------------------------
   22. COOKIE CONSENT OVERRIDES
   --------------------------------------------------------------------------- */

.cc-btn {
    border-radius: var(--nx-radius-pill) !important;
}

#cc-main .cm__btn {
    border-radius: var(--nx-radius-pill) !important;
}

#cc-main .cm {
    border-radius: var(--nx-radius) !important;
    box-shadow: var(--nx-shadow-xl) !important;
}